Connected with auto valuation interface for customer acquisition before loan
Connected with GoFiner auto valuation interface to allow for user's DIY appraisal of house price, tap user information, and guide user through loan application process
Real-time monitoring of business distribution data
Business distribution rules are monitored at branch end to prevent overvaluation and compliance risk
Foreground distribution
Distribution rules are customable at branch end. Round-robin, random and user-defined rules are supported
Middleground vetting
Vetting is performed at branch end. Management persons may reverse basic information when necessary
Background monitoring
Regional business is monitored at branch end.
Qualified organizations authorized for online operation
Appraisers carry out job online at the end of appraisal, facilitating central management of the organizations.
Collateral data standardization
Collateral data are detailed to the degree that a unique number is assigned to each building and room, laying basis for subsequent collateral management.
Periodical collateral value monitoring
Monthly batch updating of present value of collateral to realize real-time risk prevention
Collateral stress test
According to simulated market change and big real estate data, run test for change of collateral risk
